銀行的經營可能遭遇若干難以避免的風險，而其中可能對銀行造成最大危害者，厥為信用風險。以近年來全球經濟環境的起伏變化與金融市場的失序，銀行因昧於授信風險而致經營失敗的案例迭有所聞，即令著名銀行亦不例外。值國內各銀行正大力從事放款競爭與授信相關產品不斷推陳新新之此際，授信風險管理的重要自不待贅言。 本書原著"Perspective on Credit Risk"承蒙全美最權威銀行授信研究機構"Ro-
A rare study that transforms our understanding of why youth die by suicide, why youth suicide clusters happen, and how to stop them Youth suicide clusters have deeply unsettled communities in recent years. While clusters have been widely documented in the media, too little is known about why youth die by suicide, why youth suicide clusters happen, and how to stop them both. In Life under Pressure, Anna S. Mueller and Seth Abrutyn investigate the social roots of youth suicide and why certain places weather disproportionate incidents of adolescent suicides and suicide clusters. Through close examination of kids' lives in a community repeatedly rocked by youth suicide clusters, Mueller and Abrutyn reveal how the social worlds that youth inhabit and the various messages they learn in those spaces--about who they are supposed to be, mental illness, and help-seeking--shape their feelings about themselves and in turn their risk of suicide. With great empathy, Mueller and Abrutyn also
