Owning a home has always been central to the American dream. For the more than one million Muslims in the United States, this is no exception. However, the Qur'an forbids the payment of interest, whic
A bad credit rating can keep you from buying a house, renting a car, or even sending flowers. yet most people don't know how to find out the status of their credit or how to fix it if it's bad.This bo
Industry pioneer Slawsky and consultant Zafar share their insights into the credit card business, including the way they work in the marketplace, current and future technologies, profitability, the fl
For seniors who live on a fixed income, owning a home—and keeping it—can be financially challenging. Rather than face the choice of selling your home and moving or becoming a home-owning
Credit and debt appear to be natural, permanent facets of Americans' lives, but a debt-based economy and debt-financed lifestyles are actually recent inventions. In 1951 Diners Club issued a plastic c
The payment card business has evolved from its inception in the 1950s as a way to handle payment for expense-account lunches (the Diners Club card) into today's complex, sprawling industry that drive
The proverbial American dream of owning a home has become an all-too-real nightmare for a growing number of families. The most vulnerable segments of our society--including minorities, the elderly, an
Journalist Lord exposes the growth of subprime lending and its connections to predatory lending and rising foreclosure rates in the United States. He examines how changes in law and the banking indust
The end of the Cold War put the planet on a new track, abruptly replacing the familiar world of bipolarity, red phones, and intercontinental ballistic missiles with the strange new world of the Intern
This book shows how to overcome one of the biggest obstacles for most moderate-income families considering the purchase of a manufactured home: obtaining favorable financing. The author explains in de
Credit to the Community provides the an examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlinin
Although "mainstream" America has had access to historically low credit rates of late, the working-poor are largely limited to high-cost credit in the form of predatory payday lenders, rent-to-own len
Ever wonder how real estate magnates become real estate magnates? Not by filling out mind-numbing mortgage applications! For years, successful real estate investors have used creative money strategies
Selected by Malcolm Harper, this compilation comprises fourteen articles on the major developments in microfinance in the last twelve years. Some show how certain aspects of the field have changed qui
In this book, two of America's leading economists provide the first integrated treatment of the conceptual, practical, and empirical foundations for credit risk pricing and risk measurement. Masterful
Ratings, Rating Agencies and the Global Financial System brings together the research of economists at New York University and the University of Maryland, along with those from the private sector, gov
The motivation for the mathematical modeling studied in this text on developments in credit risk research is the bridging of the gap between mathematical theory of credit risk and the financial practi
This new edition teaches the beginning real estate student the skills and knowledge set necessary for success in real estate. The primary emphasis is residential finance with some coverage of commerci
The basis for this study, and its conclusion, is the importance of the community reinvestment movement as a response to the continuing racial segregation in the US that limits basic access to capital,
