健康儲蓄戶口─由此開始(國際英文版)
- 系列名:域外漢學
- ISBN13:9781625034328
- 出版社:漢世紀數位文化EHGBooks
- 作者:S.J. Klumpenhower
- 裝訂/頁數:平裝/50頁
- 規格:22.9cm*15.2cm (高/寬)
- 出版日:2018/07/01
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商品簡介
Health Savings Account – an account where you save money for your healthcare expenses. It is owned by a single person and maintained by an IRS-approved trust company or custodian.
A long life of health and financial security is an important goal for all Americans, but that’s often easier said than done. You likely know some steps that can improve your health and finances, like eating better, exercising more, and putting money into savings. But
did you know that switching your health plan can also help you save for the future? Switching plans can also help you to develop a pattern of better living so you can live a healthier life.
An alternative to a traditional healthcare plan is a Health Savings Account (HSA) matched with an eligible High-Deductible Health Plan (HDHP). This health plan is designed to give you more control over your health spending and help you save money for the future.
作者簡介
目次
Why HSA?
Comparing Tax-Favored Accounts
How to Use this Book
Chapter 1: Eligibility
HSA-Eligible Health Plans
Other Coverage
Health FSAs and HRAs
Chapter 2: Contribute
Contribution Limits
Who Can Contribute
Comparability and Nondiscrimination
Owners and 2% or More Shareholders
Scheduling Contributions
Account Rollovers and Transfers
HSA-Rollover
IRA Transfer
Excess Contributions
Chapter 3: Distributions
Qualified Expenses
The Distribution Process
Save Receipts
Fees on Non-Eligible Withdrawals
Chapter 4: Account Management
Establishing Your HSA
Invest your Savings
Fund HSA First
Tips on Saving
Tax Reporting
Chapter 5: What about…?
Medicare
FMLA
Continuing Coverage
Losing and Regaining Eligibility
TRICARE and IHS Coverage
Divorce
Death
State Rules
Conclusion: Is HSA Right for You?
Taking Control of Your Health
Appendix I: Qualified Medical Expenses
Glossary
Resources
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